With the world's finances the way they are, it's a miracle if people can save their spare change.
Inflation has a stronghold on too many people.
Sometimes it feels like just breathing can cost you money.
It's hard to make and absurdly easy to lose.
So be vigilant with your wallet.
And try to spend on certain things in moderation.
Going out for meals three times a day adds up.
Even with Wendy's value menu.
Redditor gejiw94601 wanted to compare notes on how money can slip away so easily, so they asked:
"What's the biggest waste of money?"
Money is so easy to lose.
Just ask my best friend... vodka.
WHY?!
Idiot Facepalm GIFGiphy"Donating to rich Twitch streamers. I’ll probably never understand why people do it."
dring157
"I remember watching one guy drop $60k to Ninja. I was making 30k a year at the time, this guy drop double my salary in one stream."
IanFPS
Adulting
"Credit Card interest."
DweeblesX
"When I first go a credit card I used it only when I was short on cash, but it ended up me throwing money at stupid things because I knew I had a credit card to fall back on if I needed it."
"Now I use my card for the points, and I pay it off about every two weeks. While I'm still not great at adulting, at least I figured out this part."
boardmonkey
What about Florida?
"The $50 scratch-off lottery tickets you can buy in Iowa."
notthesedays
"I used to work for the VA lottery. I got to see the numbers, the payout was only about 20% (if that) of profit for scratch-offs. Slightly higher for the draw games. But print-n-play was almost 1-1 for payout vs profit. Don't know how it is now or how other state's payout margins are, but print-n-play is where it's at if you're gonna play anything."
DarthWeabu
Always Upgrade
adopt for sale GIF by Boomerang OfficialGiphy"Buying cheap crap you have to replace."
coinkeeper8
"My dad once told me to not spend excessive money on tools at first. Buy them for dirt cheap, and learn which tools you really need. And when they break: replace them with quality ones. Buying pro-grade stuff you don't need is wasted money."
.HarlequinSyndrom
Spending a little extra can go a long way.
Cheap doesn't often equal quality.
Flex
Costume Clothes GIF by Big Brother AustraliaGiphy"Buying ridiculously expensive clothes to flex."
PinkLemon4
"Clothes are a two-way issue. Good clothes last a long time and the price is worth it for the comfort on top of that. But some clothes are 100x the price and 1/10th the quality. So there is a fine line here."
Wdrussell1
Pay to Lose
"Pay to win games."
testthrowawayzz
"I played a lot of mobile games with in-game currencies. I have never spent a cent on these games. Why would I spend hundreds of dollars if I can enjoy the game and learn how to play even if it's slow? And many items don't even help you at the game. It's just skins or titles that only show other players how stupid you were to pay for a free app."
Pintermarc
And Silver?
"Gold Food, or more accurately food that is covered in something called gold leaf. In my eyes, food is worth buying if they provide a great amount of nutrition for considerably good prices. After all, you probably avoid paying 50 million dollars just to buy a few molecules that are useless to your health and needs."
"And then there's gold leaf food, sure the food looks fancy but at the cost of a ludicrous amount of money! And with the gold having no usable nutrients at all, it is just not worth it to buy such expensive food for a relatively small amount of nutrients."
"For instance, Industry Kitchen (hopefully that's the name of the place) in NYC serves a pizza with a gold leaf covering for a whopping price of $2000. While at my home country which is Indonesia, Domino's serves an American Classic Cheeseburger Pizza (IDK that's a thing) which is the most expensive pizza I could find on the website costs around $7 which is just baffling to me."
ScopeRicrit
Pretty Boom
"Fireworks, I love them, but it's like $50 per second for the good ones."
endisnigh-ish
"Yeah, I end up spending probably $300 each summer buying fountains and batteries and helicopters and cardboard tanks and sh*t--none of the big professional skyrockets. It's absurd, I'll be the first to admit."
"But it's fun!"
-RadarRanger-
Just Elope
"Weddings."
"Crazy expensive day. Guaranteed at least one relative will kick up a stink. Massive pressure to be The Happiest Day of Your Life. Everything doubles in cost if you say it's for a wedding (dress, suit, cake, venue) Just do the quick registry office paperwork, have a surprise party, and run away for a long honeymoon with the money you saved."
PinchAssault52
Roll of the Dice
Card Game Poker GIFGiphy"Gambling for sure."
snazyfragz
"I live in a small town where a casino is the big attraction They've had numerous people crap and pee themselves because they didn't wanna get up from the slots because 'it's just about to pay out.'"
11BREWER
Gambling is the greatest way to lose money.
Addiction will take everything if you let it.
Scientists Have Developed A New 'Planetary Health Diet' That Could Literally Save Lives And The Planet At The Same Time
In an attempt to help curb worldwide issues such as climate change, and malnutrition in poverty stricken areas, a joint commission by EAT, a non-profit seeking to transform the global food system, and The Lancet, an old and respected medical journal, has released a recommended guideline for dietary and planetary health.
The report recommends cutting back meat consumption to at most, a burger patty or equivalent a week, and supplementing your protein intake with nuts, legumes, and beans. An increase in veggies and fruits would make up the bulk of your meal plate.
The dietary guideline was established by a coalition of over 30 scientists, researchers, and doctors designed not just with human nutrition in mind, but also sustainability. With estimations that the planet will reach 10 billion people by 2050, scientists are working to figure out how to feed them all.
Additionally, the red meat industry has for a long time, been known to be a contributor to greenhouse gasses, while land conversion for food production is the greatest factor in biodiversity loss. The report from the EAT-Lance commission estimates that through nutrition and agricultural changes from this diet, we can save 11 million lives every year.
That sounds pretty great.
The EAT-Lancet commission lists very specific macronutrient ranges for their proposed diet, from 300g of veggies per day, to only 7g for red meats. However, it's this specificity that is drawing criticism.
John Ioannidis, the chair of disease prevention at Stanford university has praised the growing attention to how diets can affect the environment, but states the commission doesn't represent the scientific uncertainty between health and nutrition.
Dr. Georgia Ede, who writes for the site Diagnosis: Diet, took issue with the report's specific recommendations. Dr. Ede's website makes the case for low carb and paleolithic diets.
She points out the commission says,
"We have a high level of scientific certainty about the overall direction and magnitude of associations described in this Commission, although considerable uncertainty exists around detailed quantifications."
And yet, they recommend 0 to 58g per day of poultry, with a 29g midpoint. This seems very specific.
People are not willing to give up meat so easily.
Still, the report is a good starting point for the discussion we need to have about food's connection to not just our health, but the planet's well-being.
As Dr. Howard Frumklin, head of the Wellcome Trust which helped found the EAT foundation says himself,
"The links among diet, health and the environment are well-documented, but, until now, the challenge of attaining healthy diets from a sustainable food system has been hampered by a lack of science-based guidelines.
"While this report does not have all the answers, it provides governments, producers and individuals with an evidence-based starting point to work together to transform our food systems and cultures."
What should be a discussion is turning into an argument.
If we're going to be able to feed everyone, ensure their diet is nutritionally balanced, and try to curb climate change, it's important that people start talking about the positives and negatives of their current diet. The report provides a sense of context to which people can compare and share their ideas and study.
'Captain Marvel' May Have Just Introduced A New Black Female Superhero Right Under Our Noses
Warning: Minor spoilers ahead.
Nothing is a coincidence in the complex Marvel Cinematic Universe.
Now that Marvel Studios and Disney finally gave a female superhero her own movie, we realize Captain Marvel may have introduced a young character who takes on a more significant role in the future of the MCU.
The '90s-set origin story is led by the dual personalities of Carol Danvers — a U.S. Air Force pilot; and Vers, a Kree from the planet Hala in another life — and becomes Captain Marvel, expertly played by Brie Larson.
Without sounding too cryptic, Captain Marvel is the sum of Carol and Vers, and the complex narrative revolves around Vers finding out about her past.
Captain Marvel introduces us to a varied ensemble of personalities, including a young Nick Fury, played by Samuel L. Jackson, with whom she teams to fight off shape-shifting aliens called skrulls.
Instead of relying on a male love interest, Danvers has a best friend in Maria Rambeau, played by Lashana Lynch, giving the genre a refreshing feminist twist on the buddy action flick.
But it's Maria Rambeau's daughter Monica (Akira Akbar) who is making ardent fans giddy with anticipation about the character's future.
the future is beautiful and your name is monica rambeau https://t.co/HtNuXrWaZL— captain carol ︽✵︽ (@captain carol ︽✵︽) 1551819911.0
The precocious 11-year-old is, for all intents and purposes, just an adorable, "normal" kid who has ambitions of flying in the Air Force to emulate "Auntie Carol."
Monica's bravery belies her age as she encourages her mother to flee into space at the risk of never seeing her again for a mission involving the skrulls.
But there is more to her intelligence and inherent altruism, and those familiar with the comics are aware of her exciting destiny.
Refinery 29 revealed that the adult Monica Rambeau is just another iteration of Captain Marvel, and she is expected to come into prominence during the supposed 24-year time gap between Captain Marvel and Avengers: Endgame.
T'Challa is in the MCU Carol Danvers is in the MCU Monica Rambeau is in the MCU Y'all we are so close! https://t.co/rilnRAoErT— Raymond X (@Raymond X) 1552076618.0
Monica's origin story includes being a lieutenant in the New Orleans harbor patrol who comes into contact with "extra-dimensional energy" while preventing the creation of a powerful weapon.
As a result, she is able to manipulate, absorb and create energy.
Give Monica Rambeau her things!!!!— Ira Madison III (@Ira Madison III) 1552331197.0
According to the Hollywood Reporter, Monica is the second of six characters to take on the name of Captain Marvel and becomes the leader of the Avengers. She eventually adopts the codenames: Photon, Pulsar and in 2013, Spectrum.
✴️ monica rambeau: captain marvel | photon | pulsar | spectrum reading guide ✴️ https://t.co/etPruwZfbA— val saw captain marvel (@val saw captain marvel) 1552160876.0
The multifarious identities are complex for the uninitiated, for sure.
This might help:
In #captainMarvel they introduce the daughter of Monica Rambeau. Her name is also Monica Rambeau. In 2019 she would… https://t.co/MZMR6Cjcqm— Marc Dirix (@Marc Dirix) 1552071449.0
Fans are keeping their fingers crossed in the hopes that we'll be seeing the black female superhero's destiny realized.
Is anyone hoping that little Monica Rambeau is all grown up and busts into Avengers headquarters to show up the Sci… https://t.co/T56AX95nOC— Liz Nicole (@Liz Nicole) 1552015405.0
I know they didn’t give me all those heroic closeups of baby Monica for no reason. @ Marvel GIVE US MONICA RAMBEAU https://t.co/ECp8TlrPpQ— Eartha Snit (@Eartha Snit) 1552011810.0
Monica Rambeau and all of her code names getting ready for the next phase of the MCU https://t.co/o87qOdsoBo— Child of Hazel and Smoke (@Child of Hazel and Smoke) 1552257376.0
fun fact: maria’s daughter monica rambeau actually becomes captain marvel in the future and becomes the leader of t… https://t.co/pzzVyfHMf7— natasha ☾ | SAW CAPTAIN MARVEL !!! (@natasha ☾ | SAW CAPTAIN MARVEL !!!) 1552208712.0
The #CaptainMarvel trailer didn't do a good job. With this piece, I wanted to be clear that this film is for Black… https://t.co/3hckZUDltH— Jaleesa Lashay Diaz (@Jaleesa Lashay Diaz) 1552069934.0
I want a sequel yesterday. I just don’t know where they will have it. Will it take place in the past? (So much more… https://t.co/taq2pR4NyN— RoboFan (@RoboFan) 1552018976.0
@MarvelStudios Monica Rambeau! #CaptainMarvel I can't wait for her to get her powers! https://t.co/CCQ9P3iFFV— Jason (Captain Marvel did THAT) (@Jason (Captain Marvel did THAT)) 1551802986.0
I also freaked when Maria finally called her daughter Monica and I was like THERE SHE IS, MY GIRL, MY STAR MONICA RAMBEAU— Becca 💛 ECCC Q8 (@Becca 💛 ECCC Q8) 1552063569.0
As we've seen in Black Panther, the emergence of more black female superheroes is encouraging, and the seed planted with Monica Rambeau in Captain Marvel augurs a bright and exciting future for the MCU.
People Are Roasting Trump Over His Mind-Numbing Observation About The Wetness Of Water 😂
Donald Trump thanked the first responders who came to the aid of victims of Hurricane Florence. The storm devastated portions of North Carolina, dumping massive amounts of rain and damaging millions of dollars in property. Many natural areas were destroyed, some farmers lost everything and more than a few people have been left homeless. The first responders after this massive storm were literal life savers, and Trump was absolutely right to thank them. Unfortunately, the sentiment of his message was lost for many people because he didn't seem to put any effort or preparation into what he was saying. Then, in the middle of his off-the-cuff message, he confused everyone by talking about the wetness of water.
As Trump described the storm and the importance of first responders he told the world:
This is a tough hurricane, one of the wettest we've ever seen from the standpoint of water. Rarely have we had an experience like it and it certainly is not good.
The Tweet went out in the middle of the day on Tuesday, September 18th. At the time of this article, it hasn't even been up for 24 hours and already has over 13,000 comments. Many of them pointed out how Trump didn't even seem to try...
and how asinine his description was.
We don't know if Trump will continue to address the public by releasing these kinds of videos, or if they will continue to be as unrehearsed as this one is. We assure you, if they are, Twitter will have plenty to say about it.
H/T: Huffington Post, Twitter
Disheartened Young Boy Calls 911 To Ask For Homework Help, And The Dispatcher Doesn't Miss A Beat ❤️
When you're a kid stuck on a really difficult math problem, what can you do? It's not like you can dial 9-1-1 and get help, right?
Right?
Our dispatchers never know what the next call might be.They train for many emergency situations, homework help is n… https://t.co/3t8eT975at— LafayetteINPolice (@LafayetteINPolice) 1548447263.0
While it's not an endorsed solution, an Indiana boy did just that. On January 14th, he called emergency services due to difficulty with his homework.
The call was answered by Antonia Bundy, a dispatcher with Lafayette Police. Despite the situation being a little less dire than their typical call, Bundy assisted the boy.
The boy starts off the call explaining he "had a really bad day" because of his homework. Bundy asks about the subject he's having difficulty with. As she works through the problem with the boy, Bundy is very patient, not giving him the answer, but instead helping him come to it himself.
It's a really sweet clip to hear.
Boy calls 911 for homework help. So very sweet. https://t.co/RGcyWzbfHN— Randy #RESISTS (@Randy #RESISTS) 1548714991.0
@merrythedog @LafayetteINPD @PoliceOne @apbweb @WLFI @WTHRcom This melts my heart, that little boy overcame an obst… https://t.co/RYNCdqrTij— Mindy reinhardt (@Mindy reinhardt) 1548635286.0
My heart goes out to this kid...sounds like he could have used a hug, too....... 911 dispatcher helps student with… https://t.co/49wUeANFjp— Elizabeth Llorente (@Elizabeth Llorente) 1548793518.0
Again, the department's statement on the situation stresses that 911 services are not for homework help. However, at the time the call was taken, the queue was sparse, and Bundy could see if anyone was on hold. She'd have been ready to help anyone else who called if necessary.
"She's very much a dedicated employee, it doesn't surprise us that she goes above and beyond on a regular basis,"
Said Sergeant Matt Gard of the Lafayette Police.
"They do receive some oddball requests, but this situation of calling asking for homework help — I've been in law enforcement for 13 years and I don't know I've ever heard of this happening."
Bundy most certainly stepped up!
@LafayetteINPD @PoliceOne @apbweb @WLFI @WTHRcom I love this! I'm so happy this struggling child was not chastised… https://t.co/eoJEQcScp2— Gail Burchette (@Gail Burchette) 1548700530.0
@Onlyabrit @LafayetteINPD @PoliceOne @apbweb @WLFI @WTHRcom So true.— Helena Caesar (@Helena Caesar) 1548671811.0
Solid proof of good humans in this world https://t.co/H17OgFVCfd— Jenny Lougheed (@Jenny Lougheed) 1548782808.0
@BichonMom3 @LafayetteINPD @PoliceOne @apbweb @WLFI @WTHRcom I was a latch key kid and it can get lonely. Thanks for helping this guy.— Chris Fox (@Chris Fox) 1548696327.0
Though, if it were someone else, they might have shut this question down due to the fractions alone!
@_shireenahmed_ Couldn’t agree more! (PS I hated solving fractions too)— James Tyler FC (@James Tyler FC) 1548783401.0
@nonfamousbot @LafayetteINPD @PoliceOne @apbweb @WLFI @WTHRcom poor kids!!— Nawali ❄☃ (@Nawali ❄☃) 1548685742.0
@LafayetteINPD @PoliceOne @apbweb @WLFI @WTHRcom Fractions suck, but always ask for help.— 𝑽𝒊𝒅𝒂 𝒐𝒇 𝒕𝒉𝒆 𝑹𝒆𝒔𝒊𝒔𝒕𝒂𝒏𝒄𝒆 (@𝑽𝒊𝒅𝒂 𝒐𝒇 𝒕𝒉𝒆 𝑹𝒆𝒔𝒊𝒔𝒕𝒂𝒏𝒄𝒆) 1548734529.0
@LafayetteINPD @PoliceOne @apbweb I couldn't be a 911 operator for various reasons but this is the worst case scena… https://t.co/DFsOak7QS1— Julie Ann (@Julie Ann) 1548692353.0
At the end of the call, the boy apologizes for calling saying he "really needed help."
While Sgt. Gard is happy that Bundy was able to help and brighten this boy's day, he does want to stress the importance of when to call emergency services. Maybe the school can educate the kids on local homework help lines instead?